OK, so I'm on the fence about health care reform, only because of the following questions. Maybe some of you know the answers?

1. We are hearing it will cover people who are currently without coverage. Does this mean if your company offers a cheap, crappy plan, that you will not be allowed to opt into the public plan (because it's better)?

2. If you loose your job and your insurance, but have no kids, will you be covered? Or is it only for those on welfare?

3. Are there still copays or any other out-of-pocket expenses people under this bill would have?

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